Moving to Clermont: what to know before you go

Moving to a new city can be both exciting and overwhelming. Clermont, Florida, is a charming place nestled in the heart of Lake County. With its stunning lakes, vibrant community, and proximity to Orlando, it attracts many new residents and investors. If you’re considering relocating to Clermont, there are several factors to keep in mind to ensure a smooth transition.

Cost of Living

Understanding the cost of living is crucial when moving to Clermont. The overall cost is relatively affordable compared to other Florida cities. Housing is the most significant expense. As of July 2026, the median home price in Clermont is competitive, making it an attractive option for homebuyers.

Housing Market

In Clermont, you can find a diverse range of properties, from single-family homes to townhouses and condominiums. The demand for homes is strong, so working with a knowledgeable Realtor can help you navigate the market effectively. Currently, mortgage rates are approximately 6.6% APR for a 30-year conventional loan with about 20% down. For those eligible, FHA loans require as little as 3.5% down, while veterans can access VA loans with zero down. Foreign buyers typically need to make a down payment of 25-30% at rates between 7.5% and 8.5%. Always confirm these figures with your lender.

Climate

Clermont boasts a warm, subtropical climate. Summers are hot and humid, while winters are mild. You'll enjoy plenty of sunshine throughout the year, making outdoor activities enjoyable. Be prepared for seasonal rain, particularly during the summer months.

Outdoor Activities

With several lakes nearby, Clermont is perfect for outdoor enthusiasts. You can enjoy boating, fishing, and hiking in the local parks. The Florida Trail and the Lake Minneola Scenic Trail offer beautiful views for hiking and biking enthusiasts. If you love nature, Clermont won't disappoint.

Education

If you are moving with family, education is likely a significant concern. Clermont is served by the Lake County Schools district, which offers various public, private, and charter schools. The schools generally receive good ratings, making it easier for your children to get a quality education. Additionally, South Lake High School and several local elementary schools focus on providing a solid foundation for students.

Higher Education

For those seeking higher education, the area has various options. Lake-Sumter State College offers associate degrees and certificate programs. For a more extensive selection of bachelor's degrees, you can find several universities within a reasonable driving distance.

Community and Culture

Clermont's community is warm and welcoming. You’ll find a mix of young families, retirees, and professionals who enjoy the small-town atmosphere. The city hosts various events throughout the year, including festivals, farmers' markets, and holiday celebrations.

Dining and Shopping

When it comes to dining, Clermont has a diverse selection of restaurants ranging from casual eateries to fine dining. You can find everything from classic American fare to international cuisine. Shopping options include local boutiques, chain stores, and supermarkets, providing you with everything you need.

Health Care

Access to quality health care is essential for anyone moving to a new city. Clermont has several healthcare facilities, including hospitals and urgent care clinics. The South Lake Hospital is a reliable option for various medical needs. It's always a good idea to research health care options and nearby providers before relocating.

Transportation

Getting around Clermont is relatively easy, especially if you own a vehicle. The city is well connected by roads, and Interstate 4 is nearby, providing easy access to Orlando and other regional destinations. Public transportation options are available but may be limited, so having your own transportation will make life easier.

Taxes and Insurance

When considering the move, it's also essential to understand the tax situation. Florida has no state income tax, which can be beneficial for many residents. However, property taxes in Clermont average around 1% per year. Home insurance is another consideration, with costs ranging from $2,500 to $4,500 annually, depending on factors like home value and location. Closing costs typically range between 2% and 5% of the purchase price. Always consult with your Realtor for the most accurate figures.

Before making your final decision, it is wise to visit Clermont and explore the neighborhoods, attractions, and amenities. This firsthand experience will help you determine if this is the right place for you.

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FAQ

What is the average cost of living in Clermont?

The cost of living in Clermont is relatively affordable compared to other Florida cities. Housing constitutes the most significant expense.

Are there good schools in Clermont?

Yes, Clermont is served by the Lake County Schools district, which offers several well-rated public, private, and charter schools.

What is the climate like in Clermont?

Clermont has a subtropical climate with hot, humid summers and mild winters. Expect plenty of sunshine and seasonal rain, particularly in the summer months.

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