Moving to Orlando: what to know before you go

Orlando, known as the Theme Park Capital of the World, offers much more than just thrilling rides. It is a dynamic place to live, work, and invest. If you are considering moving to Orlando, you will want to prepare for the unique lifestyle and opportunities this city has to offer. With a warm climate, diverse culture, and a growing economy, Orlando is an attractive destination for many. Here’s what you need to know before making the move.

The Real Estate Market

Orlando's housing market is competitive but offers a variety of options for buyers. From single-family homes to condos and townhouses, there is something for everyone. As of July 2026, the median home price in Orlando is estimated to be around $400,000. This figure can fluctuate based on location and property type.

Financing Your Home

When planning your move, financing is a crucial aspect. If you are a U.S. resident, you may consider several mortgage options:

• Conventional Loans: A 30-year fixed-rate mortgage is approximately 6.6% APR with a 20% down payment.
• FHA Loans: For eligible buyers, you can secure a loan with as little as 3.5% down.
• VA Loans: Veterans can benefit from a no-down-payment option.

For foreign buyers, financing can be a bit different. Expect to make a down payment between 25% to 30%, and interest rates typically range from 7.5% to 8.5%. As always, confirm the latest numbers with your Realtor or lender.

Cost of Living

Living in Orlando comes with its own set of costs. The cost of living is generally lower than in other major cities like Miami or New York. However, it is essential to budget for the following:

• Property Taxes: Florida's average property tax rate is around 1% per year.
• Home Insurance: Expect to pay between $2,500 and $4,500 annually, depending on your home's location and condition.
• Closing Costs: When purchasing a home, plan for 2% to 5% of the purchase price in closing costs.

Climate and Lifestyle

Orlando enjoys a subtropical climate, with hot summers and mild winters. Summer temperatures can reach the 90s, while winter typically sees highs in the 60s and 70s. If you enjoy outdoor activities, you will love the year-round sunshine.

Recreational Activities

Orlando is renowned for its theme parks, including Walt Disney World, Universal Studios, and SeaWorld. But there’s more to the city. You can find beautiful parks, lakes, and golf courses. The city also hosts cultural events, art festivals, and music concerts, providing a vibrant lifestyle.

Education and Employment

Orlando boasts a strong economy, with job growth expected to continue. The tourism, healthcare, and technology sectors are among the largest employers. If you have children, you will also find a mix of public and private school options, as well as several colleges and universities.

Moving Logistics

When planning your move, consider the logistics involved. Hiring local movers can help ease the transition. Make a checklist of vital tasks, such as setting up utilities, changing your address, and enrolling children in school.

Community and Neighborhoods

Orlando is made up of various neighborhoods, each with its own unique vibe. Whether you prefer the bustling downtown area or a quieter suburban setting, you can find the perfect place to call home. Research different communities to find one that fits your lifestyle.

Conclusion

Moving to Orlando can be a rewarding experience. Whether you're seeking career opportunities, a vibrant culture, or beautiful weather, this city has it all. Start your journey by browsing homes available on our site, and connect with a bilingual Realtor who can help you navigate the local market.

FAQ

What is the average home price in Orlando?

As of July 2026, the median home price in Orlando is estimated to be around $400,000.

What are the property tax rates in Florida?

Florida's average property tax rate is approximately 1% per year.

How can I finance a home in Orlando as a foreign buyer?

Foreign buyers typically need a down payment of 25% to 30% and can expect interest rates of 7.5% to 8.5%. Always check with a lender for the latest terms.

Want to know your real monthly payment?

Run the numbers on any Florida home with today's rates, taxes and insurance included.