Utilities in Florida: power, water and internet costs

Utilities are essential for any home. When moving to Florida, understanding the costs associated with utilities is vital. Whether you're buying, investing, or relocating, being informed will help you budget effectively. Here's what you need to know about power, water, and internet costs in the Sunshine State.

Power Costs in Florida

Electricity costs in Florida can vary depending on your location and usage. As of July 2026, the average cost of electricity is around $0.13 per kilowatt-hour. Florida Power & Light (FPL) is one of the largest providers, but there are others, depending on your area.

Most homeowners can expect monthly bills ranging from $100 to $200. This varies based on factors like the size of the home, number of occupants, and usage habits. It's essential to check the energy efficiency of the home you're considering. Newer homes often feature energy-efficient appliances and better insulation, which can lower your electricity costs.

Water Costs in Florida

Water costs can also differ significantly. The average monthly water bill in Florida is approximately $50 to $60. Most cities charge around $3 to $5 per 1,000 gallons of water. Factors that influence your bill include the size of your household, landscaping needs, and water conservation efforts.

In some areas, such as Miami-Dade County, rates may be higher due to increased demand and limited supply. Always inquire about water costs when buying a home, especially if you're considering a property with a large yard or garden.

Internet Costs in Florida

Reliable internet access is crucial for modern living. In Florida, internet costs vary based on the provider and plan. The average monthly bill for internet service ranges from $60 to $100. Major providers include Comcast, AT&T, and Spectrum.

When looking for a home, check the availability and speed of internet service in the area. Some neighborhoods may offer better options than others. If you work from home or are a heavy internet user, investing in a high-speed plan is essential.

Other Utility Considerations

Home Insurance

In Florida, home insurance is another important cost to consider. Depending on coverage, expect to pay between $2,500 and $4,500 annually. Factors such as location, property value, and type of coverage will affect your premium. It's wise to shop around and compare quotes from different insurers.

Property Taxes

Property taxes in Florida average about 1% of the home's assessed value each year. This can vary by county, so it's advisable to check the rates specific to the area where you're looking to buy.

Closing Costs

When purchasing a home, don't forget about closing costs, which typically range from 2% to 5% of the purchase price. These costs can include loan processing fees, title insurance, and pre-paid taxes. Always budget for these expenses when planning your home purchase.

Budgeting for Utilities

When budgeting for your new home in Florida, consider all utility costs. Create a comprehensive monthly budget that includes electricity, water, internet, home insurance, and property taxes. This will provide you with a clearer picture of your financial responsibilities.

If you’re unsure of how much your monthly expenses will be, utilize our mortgage calculator to help estimate your monthly payments and utility costs.

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FAQ

What are the average electricity rates in Florida?

The average electricity rate in Florida is about $0.13 per kilowatt-hour. Monthly bills typically range from $100 to $200, depending on usage.

How much should I expect to pay for water?

The average monthly water bill in Florida is between $50 and $60, depending on usage and local rates.

What is the average cost of internet service in Florida?

Internet service in Florida generally costs between $60 and $100 per month, varying by provider and plan. Always check availability in your chosen area.

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